:root{
  --navy:#0d3b66; --navy-2:#1e6091; --blue:#0d6efd; --blue-dark:#0a58ca;
  --ink:#212529; --muted:#5b6472; --line:#e4e9f0; --bg:#f6f8fb; --white:#fff;
  --green:#1d9e5e; --green-dark:#157347; --amber:#b77900; --amber-bg:#fff6e0; --red:#d92d20;
  --radius:16px; --shadow:0 10px 30px rgba(13,59,102,.10); --shadow-lg:0 18px 50px rgba(13,59,102,.16);
  --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0; background:var(--bg); color:var(--ink);
  font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue","Noto Sans",Arial,sans-serif;
  font-size:17px; line-height:1.6; -webkit-font-smoothing:antialiased;
  padding-bottom:84px; /* espacio para la barra fija móvil */
}
img{max-width:100%; display:block}
a{color:var(--blue); text-decoration:none}
.wrap{max-width:var(--max); margin:0 auto; padding:0 20px}
.center{text-align:center}
h1,h2,h3{line-height:1.2; margin:0 0 .5em; letter-spacing:-.02em}
h1{font-size:clamp(28px,6vw,44px); font-weight:800}
h2{font-size:clamp(24px,4.6vw,32px); font-weight:800}
h3{font-size:19px; font-weight:700}
p{margin:0 0 1em}
.lead{font-size:clamp(17px,2.4vw,19px); color:var(--muted)}
section{padding:56px 0}
.sect-title{max-width:720px; margin:0 auto 32px}

/* ---------- Botones ---------- */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:10px;
  font-size:17px; font-weight:700; padding:15px 24px; border-radius:999px;
  border:0; cursor:pointer; text-align:center; line-height:1.2; font-family:inherit;
  transition:transform .12s ease, box-shadow .12s ease, background .12s ease;
}
.btn:active{transform:translateY(1px)}
.btn-pri{background:var(--blue); color:#fff; box-shadow:0 8px 22px rgba(13,110,253,.30)}
.btn-pri:hover{background:var(--blue-dark)}
.btn-wa{background:var(--green); color:#fff; box-shadow:0 8px 22px rgba(29,158,94,.32)}
.btn-wa:hover{background:var(--green-dark)}
.btn-line{background:var(--white); color:var(--navy); border:2px solid var(--line)}
.btn-line:hover{border-color:var(--navy-2)}
.btn-block{width:100%}

/* ---------- Barra superior ---------- */
.topbar{background:var(--navy); color:rgba(255,255,255,.85); font-size:14px}
.topbar .wrap{display:flex; justify-content:space-between; align-items:center; gap:12px; padding-top:9px; padding-bottom:9px}
.topbar a{color:#fff; font-weight:600}

/* ---------- Hero ---------- */
.hero{
  background:linear-gradient(135deg,var(--navy),var(--navy-2));
  color:#fff; padding:28px 0 96px; position:relative; overflow:hidden;
}
.hero::after{
  content:""; position:absolute; inset:auto -10% -60px -10%; height:120px;
  background:var(--bg); border-radius:50% 50% 0 0;
}
.hero .wrap{position:relative; z-index:1; text-align:center}
.brand{display:flex; align-items:center; gap:12px; justify-content:center; margin-bottom:22px}
.brand img{width:46px; height:46px; border-radius:50%}
.brand span{font-weight:700; font-size:16px; letter-spacing:.01em}
.eyebrow{
  display:inline-block; background:rgba(255,255,255,.14); border:1px solid rgba(255,255,255,.28);
  color:#fff; font-size:13px; font-weight:700; letter-spacing:.06em; text-transform:uppercase;
  padding:7px 15px; border-radius:999px; margin-bottom:18px;
}
.hero h1{color:#fff; max-width:820px; margin-inline:auto}
.hero .hl{color:#ffd166}
.hero .lead{color:rgba(255,255,255,.86); max-width:680px; margin:0 auto 22px}
.trust{display:flex; flex-wrap:wrap; gap:8px 22px; justify-content:center; font-size:14.5px; color:rgba(255,255,255,.85)}
.trust b{color:#fff}

/* ---------- Pestañas ---------- */
.tabs-shell{position:sticky; top:0; z-index:20; margin-top:-70px}
.tabs-shell.stuck{background:rgba(246,248,251,.94); backdrop-filter:blur(8px); box-shadow:0 6px 18px rgba(13,59,102,.08)}
.tabs{
  display:grid; grid-template-columns:repeat(3,1fr); gap:12px;
  max-width:900px; margin:0 auto; padding:10px 0;
}
.tab{
  background:var(--white); border:2px solid var(--line); border-radius:18px; box-shadow:var(--shadow);
  padding:16px 14px; text-align:left; cursor:pointer; font-family:inherit; color:var(--ink);
  display:flex; flex-direction:column; gap:2px; transition:border-color .12s, box-shadow .12s, transform .12s;
  text-decoration:none;
}
.tab:hover{border-color:#b9c9de}
.tab[aria-current="page"]{border-color:var(--blue); box-shadow:0 12px 30px rgba(13,110,253,.18)}
.tab .ti{font-size:24px; line-height:1}
.tab .tn{font-weight:800; font-size:17px; margin-top:6px}
.tab .tw{font-size:13.5px; color:var(--muted)}
.tab .tp{font-weight:800; color:var(--blue); font-size:16px; margin-top:4px}
.tabs-shell.stuck .tab{padding:9px 12px; box-shadow:none}
.tabs-shell.stuck .tab .ti, .tabs-shell.stuck .tab .tw{display:none}
.tabs-shell.stuck .tab .tn{margin-top:0; font-size:15.5px}
.tabs-shell.stuck .tab .tp{font-size:14px; margin-top:0}

/* ---------- Panel de cada servicio ---------- */
.panel{padding:40px 0 16px}
section[id]{scroll-margin-top:96px}
.panel[hidden]{display:none}
.panel-grid{display:grid; grid-template-columns:minmax(0,1fr) 380px; gap:36px; align-items:start}
.chip{display:inline-block; font-size:13px; font-weight:700; letter-spacing:.04em; text-transform:uppercase;
  color:var(--navy-2); background:#e7f0fa; border-radius:999px; padding:5px 12px; margin-bottom:12px}
.chip.warn{color:var(--amber); background:var(--amber-bg)}
.panel h2{margin-bottom:.35em}
.block{margin-top:30px}
.block > h3{margin-bottom:14px}

.checks{list-style:none; padding:0; margin:0; display:grid; gap:10px}
.checks li{position:relative; padding-left:32px}
.checks li::before{content:"✓"; position:absolute; left:0; top:1px; width:22px; height:22px; border-radius:50%;
  background:#e6f6ee; color:var(--green-dark); font-weight:800; font-size:13px; display:flex; align-items:center; justify-content:center}

/* Lo que la gente hace vs. lo que se debe hacer */
.vs{display:grid; gap:14px}
.vs-row{background:var(--white); border:1px solid var(--line); border-radius:14px; padding:16px 18px; box-shadow:var(--shadow)}
.vs-row h4{margin:0 0 8px; font-size:16.5px}
.vs-cols{display:grid; grid-template-columns:1fr 1fr; gap:14px; font-size:15.5px}
.vs-cols div{border-radius:10px; padding:10px 12px}
.vs-mal{background:#fdf0ef; color:#7a1d16}
.vs-bien{background:#eefaf3; color:#0f5132}
.vs-cols b{display:block; font-size:12.5px; letter-spacing:.05em; text-transform:uppercase; margin-bottom:4px}

.steps{counter-reset:paso; list-style:none; padding:0; margin:0; display:grid; gap:14px}
.steps li{counter-increment:paso; position:relative; padding:2px 0 0 50px; min-height:36px}
.steps li::before{content:counter(paso); position:absolute; left:0; top:0; width:36px; height:36px; border-radius:50%;
  background:var(--navy); color:#fff; font-weight:800; display:flex; align-items:center; justify-content:center}
.steps b{display:block}
.steps span{color:var(--muted); font-size:15.5px}

.law{background:var(--white); border:1px solid var(--line); border-left:4px solid var(--navy-2); border-radius:12px;
  padding:14px 16px; font-size:15px; color:var(--muted)}
.law b{color:var(--ink)}
.alert{background:var(--amber-bg); border:1px solid #f3d99a; color:#5c3d00; border-radius:12px; padding:14px 16px; font-size:15.5px}

/* Tarjeta de precio */
.price-card{
  background:var(--white); border-radius:22px; box-shadow:var(--shadow-lg); border:1px solid var(--line);
  padding:26px 22px; position:sticky; top:118px;
}
.price-card .badge{display:inline-block; background:var(--blue); color:#fff; font-size:12px; font-weight:700;
  letter-spacing:.05em; text-transform:uppercase; padding:5px 12px; border-radius:999px; margin-bottom:10px}
.price{font-size:clamp(40px,8vw,50px); font-weight:800; color:var(--blue); line-height:1; letter-spacing:-.03em}
.price small{display:block; font-size:14.5px; font-weight:600; color:var(--muted); margin-top:8px; letter-spacing:0}
.breakdown{list-style:none; padding:0; margin:18px 0; border-top:1px solid var(--line)}
.breakdown li{display:flex; justify-content:space-between; gap:12px; padding:10px 0; border-bottom:1px solid var(--line); font-size:14.5px}
.breakdown li span:last-child{font-weight:700; white-space:nowrap}
.breakdown .gov{display:block; font-size:12.5px; color:var(--muted); font-weight:400}
.price-lead{font-size:13px; font-weight:800; letter-spacing:.05em; text-transform:uppercase; color:var(--navy-2); margin-bottom:6px}
.price-plus{font-size:15px; font-weight:700; color:var(--ink); margin-top:8px}
.breakdown li.lead-row{background:#eef4ff; margin:0 -10px; padding:10px; border-radius:10px; border-bottom:0}
.breakdown li.lead-row + li.lead-row{margin-top:4px}
.breakdown li.total-row{font-size:16px; border-bottom:0; padding-top:12px}
.breakdown li.total-row > span:last-child{font-size:20px; color:var(--blue)}
.tab .tp small{font-size:12px; font-weight:700; color:var(--muted)}
.price-note{background:#eefaf3; border:1px solid #cdeddd; color:var(--green-dark); border-radius:12px; padding:10px 12px; font-size:14.5px; font-weight:600; margin-bottom:14px}
.delivery{font-size:14.5px; color:var(--muted); margin-bottom:16px}
.delivery b{color:var(--ink)}
.price-card .btn + .btn{margin-top:10px}
.extras{margin-top:14px; font-size:14px; color:var(--muted)}
.paynote{margin:10px 0 0; font-size:13.5px; color:var(--muted); text-align:center}
.paynote + .btn{margin-top:14px}
.extras b{color:var(--ink)}

/* ---------- Línea de vida ---------- */
.life{background:var(--white); border-top:1px solid var(--line); border-bottom:1px solid var(--line)}
.timeline{display:grid; grid-template-columns:repeat(5,1fr); gap:0; position:relative; margin-top:10px}
.timeline::before{content:""; position:absolute; left:10%; right:10%; top:27px; height:4px; background:linear-gradient(90deg,var(--navy-2),var(--blue),var(--amber),var(--red)); border-radius:4px}
.tl{position:relative; text-align:center; padding:0 8px; background:none; border:0; font:inherit; color:inherit; cursor:default;
  display:flex; flex-direction:column; align-items:center; justify-content:flex-start}
a.tl{cursor:pointer; text-decoration:none}
.tl .dot{width:58px; height:58px; border-radius:50%; margin:0 auto 12px; display:flex; align-items:center; justify-content:center;
  font-size:24px; background:var(--white); border:4px solid var(--navy-2); position:relative; z-index:1}
a.tl:hover .dot{transform:scale(1.06)}
.tl .when{display:block; font-weight:800; font-size:14px; color:var(--navy-2); text-transform:uppercase; letter-spacing:.04em}
.tl .what{display:block; font-weight:700; margin:4px 0}
.tl .desc{display:block; font-size:14px; color:var(--muted)}
.tl.t-dec .dot{border-color:var(--blue)}
.tl.t-ren .dot{border-color:var(--amber)}
.tl.t-cad .dot{border-color:var(--red)}

/* ---------- Calculadora ---------- */
.calc{max-width:820px; margin:0 auto; background:var(--white); border:1px solid var(--line); border-radius:22px; box-shadow:var(--shadow-lg); padding:26px}
.modes{display:flex; flex-wrap:wrap; gap:10px; margin-bottom:16px}
.modes label{flex:1 1 240px; border:2px solid var(--line); border-radius:14px; padding:12px 14px; cursor:pointer; font-size:15px; display:flex; gap:10px; align-items:flex-start}
.modes label:has(input:checked){border-color:var(--blue); background:#f3f8ff}
.modes input{margin-top:4px}
.fields{display:grid; grid-template-columns:1fr 1fr; gap:14px}
.fields label{display:block; font-weight:700; font-size:15px; margin-bottom:6px}
.fields input{width:100%; font:inherit; padding:12px 14px; border:2px solid var(--line); border-radius:12px; background:var(--white); color:var(--ink)}
.fields input:focus{outline:none; border-color:var(--blue)}
.hint{font-size:13.5px; color:var(--muted); margin-top:6px}
#calcOut{margin-top:20px}
.status{border-radius:14px; padding:16px 18px; font-size:16px; margin-bottom:14px}
.status.ok{background:#eefaf3; border:1px solid #cdeddd; color:#0f5132}
.status.now{background:#e8f1ff; border:1px solid #c5dbff; color:#0a3a8c}
.status.warn{background:var(--amber-bg); border:1px solid #f3d99a; color:#5c3d00}
.status.bad{background:#fdf0ef; border:1px solid #f5c8c4; color:#7a1d16}
.status b{display:block; font-size:17px; margin-bottom:4px}
.dates{width:100%; border-collapse:collapse; font-size:15px}
.dates td{padding:9px 6px; border-bottom:1px solid var(--line); vertical-align:top}
.dates td:last-child{text-align:right; font-weight:700; white-space:nowrap}
.dates tr.past td{color:#98a1ad; font-weight:400}
.calc-actions{display:flex; flex-wrap:wrap; gap:10px; margin-top:16px}

/* ---------- Por qué PTI ---------- */
.why-grid{display:grid; gap:16px; grid-template-columns:repeat(4,1fr)}
@media (max-width:1060px){ .why-grid{grid-template-columns:repeat(2,1fr)} }
@media (max-width:560px){ .why-grid{grid-template-columns:1fr} }
.why{background:var(--white); border:1px solid var(--line); border-radius:16px; padding:20px; box-shadow:var(--shadow)}
.why .em{font-size:28px; display:block; margin-bottom:8px}
.why p{margin:0; color:var(--muted); font-size:15.5px}
.why.g{border:2px solid #9ec5fe; background:#f3f8ff}

/* ---------- Garantía ---------- */
.guarantee{background:#f3f8ff; border:1px solid #c5dbff; color:#0a3a8c; border-radius:12px; padding:10px 12px; font-size:14.5px; margin-bottom:14px}
.g-grid{display:grid; gap:16px; grid-template-columns:1fr 1fr; max-width:960px; margin:0 auto}
.g-card{background:var(--white); border:2px solid #c5dbff; border-radius:18px; padding:24px; box-shadow:var(--shadow)}
.g-card .em{font-size:32px; display:block; margin-bottom:6px}
.g-card .big{font-size:30px; font-weight:800; color:var(--blue); letter-spacing:-.02em; line-height:1.1; margin:4px 0 10px}
.g-card .big small{font-size:15px; font-weight:600; color:var(--muted); letter-spacing:0}
.g-card p{color:var(--muted); font-size:15.5px; margin:0}
.g-terms{max-width:960px; margin:16px auto 0; background:var(--white); border:1px solid var(--line); border-radius:14px; padding:4px 18px}
.g-terms summary{cursor:pointer; font-weight:700; padding:12px 0}
.g-terms h4{margin:10px 0 6px; font-size:15.5px; color:var(--navy)}
.g-terms ol{margin:0 0 14px; padding-left:20px; color:var(--muted); font-size:15px; display:grid; gap:6px}
@media (max-width:720px){ .g-grid{grid-template-columns:1fr} }
.reviews{display:flex; flex-direction:column; align-items:center; gap:10px; margin-top:28px}
.reviews img{max-width:300px; height:auto}

/* ---------- FAQ ---------- */
.faq{max-width:820px; margin:0 auto; display:grid; gap:10px}
.faq details{background:var(--white); border:1px solid var(--line); border-radius:14px; padding:4px 18px}
.faq summary{cursor:pointer; font-weight:700; padding:12px 0; list-style:none; display:flex; justify-content:space-between; gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+"; font-size:22px; line-height:1; color:var(--navy-2)}
.faq details[open] summary::after{content:"−"}
.faq details p{color:var(--muted); font-size:15.5px}

/* ---------- Cierre y pie ---------- */
.final-box{background:linear-gradient(135deg,var(--navy),var(--navy-2)); color:#fff; border-radius:24px; padding:36px 24px; text-align:center}
.final-box h2{color:#fff}
.final-box p{color:rgba(255,255,255,.86); max-width:620px; margin:0 auto}
.btn-row{display:flex; flex-wrap:wrap; gap:12px; justify-content:center; margin-top:22px}
footer{background:#0a2540; color:rgba(255,255,255,.7); font-size:14px; padding:32px 0 24px}
footer .wrap{display:grid; gap:14px}
footer a{color:#fff}
footer .legal{font-size:12.5px; line-height:1.55; margin:0}

/* ---------- Barra fija móvil ---------- */
.sticky{position:fixed; left:0; right:0; bottom:0; z-index:30; background:var(--white); border-top:1px solid var(--line);
  box-shadow:0 -6px 20px rgba(13,59,102,.10); padding:10px 16px calc(10px + env(safe-area-inset-bottom));
  display:none; align-items:center; justify-content:space-between; gap:12px}
.sticky .info{line-height:1.25; font-size:14px; color:var(--muted)}
.sticky .info b{display:block; color:var(--ink); font-size:15.5px}
.sticky .btn{padding:12px 18px; font-size:15.5px}

@media (max-width:900px){
  .panel-grid{grid-template-columns:1fr}
  .price-card{position:static}
}
@media (max-width:720px){
  body{font-size:16.5px}
  .sticky{display:flex}
  .tabs{gap:8px}
  .tab{padding:12px 10px; border-radius:14px}
  .tab .tw{display:none}
  .tab .tn{font-size:15px}
  .tab .tp{font-size:14px}
  .vs-cols{grid-template-columns:1fr}
  .fields{grid-template-columns:1fr}
  .timeline{grid-template-columns:1fr; gap:16px}
  .timeline::before{left:27px; right:auto; top:10px; bottom:10px; width:4px; height:auto; background:linear-gradient(180deg,var(--navy-2),var(--blue),var(--amber),var(--red))}
  .tl{display:grid; grid-template-columns:58px 1fr; gap:4px 14px; text-align:left; padding:0; align-items:start}
  .tl .dot{margin:0; grid-row:span 3}
  .calc{padding:20px 16px}
}
@media (max-width:420px){
  .tab .ti{font-size:20px}
  .tab .tn{font-size:14px}
}

/* ---------- Páginas separadas ---------- */
#contratar{scroll-margin-top:110px}
.crumbs a{color:#fff}
.topbar .wrap > span:last-child{white-space:nowrap}
.crumbs .sep{opacity:.5; margin:0 6px}

/* Portada /marcas/: una tarjeta por trámite, encimada al hero */
.svc-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:16px; margin-top:-70px; position:relative; z-index:2}
.svc-card{background:var(--white); border:2px solid var(--line); border-radius:20px; box-shadow:var(--shadow-lg); padding:22px 20px;
  display:flex; flex-direction:column; gap:6px; color:var(--ink); text-decoration:none; transition:border-color .12s, transform .12s}
.svc-card:hover{border-color:var(--blue); transform:translateY(-2px)}
.svc-card .ti{font-size:28px; line-height:1}
.svc-card h3{margin:4px 0 0; font-size:20px}
.svc-card p{color:var(--muted); font-size:15px; margin:0 0 6px; flex:1}
.svc-lead{font-size:12.5px; font-weight:800; letter-spacing:.05em; text-transform:uppercase; color:var(--navy-2)}
.svc-price{font-size:30px; font-weight:800; color:var(--blue); line-height:1.1; letter-spacing:-.02em}
.svc-price small{font-size:14px; color:var(--muted); font-weight:700; letter-spacing:0}
.svc-total{font-size:14px; color:var(--muted); margin-bottom:10px}
.svc-total b{color:var(--ink)}
@media (max-width:900px){ .svc-grid{grid-template-columns:1fr; margin-top:-60px} }